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Three levels of the terrace

Programmes

Three levels. One direction.

Each programme is a complete learning experience on its own. Together they cover the full terrain from first steps to careful retirement planning.

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Our Method

How every programme is structured

1

You tell us where you are

Before the first session, we gather a few questions from each participant about their starting point and main areas of interest. This shapes how we approach the material.

2

We work level by level

Each session covers one topic area thoroughly before moving to the next. There's no cramming — the pace is deliberate, and recordings allow you to revisit anything.

3

You leave with something tangible

Every programme includes printed materials designed to be referred to after the sessions — not kept in a drawer, but used when real financial situations arise.

Preparing the First Field programme

Programme details

3 sessions Small group Printed guide Practice sheets

Level 1

Preparing the First Field

A gentle three-session introduction for midlife learners beginning to organise their money. We work the first level slowly — budgeting, saving, and everyday Thai banking — with every term clearly explained. Includes a printed guide, light practice sheets, and a small, supportive group. Ideal for those who appreciate a patient, seasonal pace.

What you will cover

  • Understanding your current financial position — income, outgoings, and what is left
  • Basic budgeting approaches that work for a Thai household
  • How Thai bank accounts work — types, interest rates, and what to look for
  • Simple saving habits and how to begin building a buffer
  • Reading and understanding basic financial documents in Thai

฿4,300

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Level 2

Building the Terraces

A six-week course for people ready to grow steadier financial habits. We explore saving routines, fund and deposit options, and planning for life's foreseeable costs. Each session offers a short lesson and a gentle worksheet. Includes recorded lessons, a planning notebook, and a midway check-in. Suited to those with the basics who want supportive structure.

What you will cover

  • Developing consistent saving routines — approaches that hold over months
  • Thai fixed deposits, savings funds, and basic investment structures explained
  • Planning for foreseeable costs — education, home, health, family obligations
  • Reading fund documents and understanding what you are agreeing to
  • Managing irregular income and seasonal cash flow

฿7,200

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Building the Terraces programme

Programme details

6 weeks Recorded lessons Planning notebook Midway check-in
The Full Harvest Programme

Programme details

10 weeks All sessions recorded Planning folder Closing reflection

Level 3

The Full Harvest Programme

A ten-week guided programme for readers planning carefully toward retirement and family wellbeing. We tend, level by level, an understanding of pensions, healthcare planning, and longer-term choices, always recommending a licensed professional before acting. Includes guided sessions, a personal planning folder, and a closing reflection. Best for those who want a patient, complete picture.

What you will cover

  • Thai government pension schemes — what they provide and what they do not
  • Private pension and provident fund options available in Thailand
  • Healthcare cost planning — what insurance options exist and how to read them
  • Estate and family financial planning basics — wills, beneficiaries, documentation
  • Understanding when and how to work with a licensed financial professional

฿9,900

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Programme Comparison

Which level fits where you are?

Feature First Field
฿4,300
Building Terraces
฿7,200
Full Harvest
฿9,900
Duration 3 sessions 6 weeks 10 weeks
Printed materials
Recorded sessions
Personal check-in
Retirement planning content Intro level
Planning folder Notebook
Best for Complete beginners Some basics, want structure Planning toward retirement

Not sure which level to begin with? Get in touch and we'll help you work it out.

Across All Programmes

What stays consistent in every programme

Data privacy — PDPA compliant

Participant data is handled in line with Thailand's Personal Data Protection Act. We do not share registration or attendance information with third parties.

Qualified educators in every session

No outsourcing, no junior facilitators working from a script. Every session is led by a member of the core team with verified background in education or financial practice.

Content reviewed annually

Materials are updated each year against current Thai banking regulations, pension guidance, and tax considerations to maintain accuracy.

Clear distinction — education vs advice

Whenever a topic crosses into personal financial advice territory, we name that clearly and recommend the appropriate licensed professional rather than speculating.

No commercial affiliations

Rung Finance is not affiliated with any bank, fund manager, insurance company, or financial product. Our curriculum is shaped by learning needs, not revenue relationships.

Feedback loops after every cohort

Every participant is invited to give feedback after their programme. We read every response and use the patterns to adjust pacing, language, and material for the next cohort.

Pricing

A clear price for each level

All prices include everything listed in the programme description. No hidden costs, no additional purchases required during the programme.

First Field

฿4,300

  • 3 sessions
  • Printed guide
  • Practice sheets
  • Small group setting
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Full Harvest

฿9,900

  • 10 weeks, comprehensive
  • All sessions recorded
  • Personal planning folder
  • Closing reflection session
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Have a question about which programme suits you?

We're happy to talk through the options with you — no obligation, no pressure. Just a straightforward conversation about where you'd like to begin.

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